Biz2X loan origination software offers enhanced origination management, servicing, risk analytics, and a configurable customer journey. Combining these capabilities with a robust set of AI tools, Biz2X is helping banks process loans faster with greater efficiency and lower risk.
Biz2X’s fast, intuitive, and flexible loan origination software helps boost application intake rates.
Its omni-channel digital loan application allows users to initiate the loan application on one device and complete it on another. The platform’s responsive design has been tested across hundreds of thousands of loan applications. Built-in integrations to trusted third-party data services mean your customers save time while your bank can capture all KYC requirements with no extra effort. The ready-to-launch borrower portal means customers will always know where their application stands.
One banker dashboard for all underwriting, risk and offer management, client communication, and reporting needs.
Our fully configurable small business loan software works for your brand by enabling customization specific to your branding. Biz2X will match your credit policies, giving you precise control over configurable decision rules. Based on your data access policies, you can also customize the platform’s accessibility for internal teams for certain roles and hierarchies. It will also equip your bankers with automated financial calculations to cut out paperwork and accelerate loan decisions.
Leverage the power of AI to quickly assess creditworthiness and automate financial verification.
Biz2X loan origination software comes with an in-built comprehensive credit analytics suite to help your bank control risk and accelerate work simultaneously. It combines powerful third-party data integrations, credit analysis tools, and transaction-level reports to empower near-instant loan decisioning. Implement the latest financial analysis techniques in your business lending workflows and back every loan decision with data. Automate rule-based eligibility and rejection criteria according to your credit policies, or open up detailed loan-specific insights for your underwriting staff.
Utilize our seamless Fintech integrations to supercharge your lending revenue generation.
Biz2X loan origination software comes with prebuilt integrations with world-class technology partners to drive innovation. These integrations streamline the implementation of advanced technologies, from cloud hosting to fetching financial data from credit bureaus. Easily and securely integrate with leading external Fintech service providers for real-time credit scoring, income verification, identity checks, and risk monitoring. Our loan origination system enables an end-to-end ecosystem by bringing all lending capabilities under one roof.
Leading banks and credit unions worldwide trust Biz2X digital loan origination across a wide range of loan products. The platform has configurable modules for each kind of financing service your institution offers to its clients.
Empowered 250,000+ SMEs
Agility to handle any loan type
Disbursed $12B in SME loans
Proven client results5 Reasons
Drive faster loan decisions and better margins with the Biz2X loan origination software. Our advanced digital loan origination technology is built explicitly for lenders using over a decade of Biz2Credit’s proven online lending experience. Empower your small business loan portfolio with scalable, future-proof technology tailored for financial institutions. The below stats are derived from our proven track record of helping global Banks and Credit Unions scale their lending business.
40%
Faster Decision Times
Higher Operational Efficiency
Significantly reduce loan processing times and lower overall cost.
2X
Loan Portfolio Growth
Increased Loan Volume
Maximize completion rates with user-friendly banker-assisted borrower applications.
~10%
Lesser Default Accounts
Advanced Risk Control
Take control with advanced AI-powered scorecards that respond to your unique credit policies.
Increase Application-To-Fund Rate
Increase Application-To-Fund Rate
With AI-powered insights on borrowers' financial records and creditworthiness, Biz2X loan origination software enhances risk assessment speeds and accuracy. The automated data collection and report generation features reduce interpretation time and minimize human bias. As a result, more applications get funded with data-backed underwriting within your preset rules.
Improved Cross-Selling Precision
Improved Cross-Selling Precision
Our smart algorithm identifies rejected applicants' eligibility for other loan products you offer, opening new cross-selling opportunities. Detailed reports of borrower financial patterns are provided to the underwriting teams to confirm their creditworthiness assessment. As a result, your bank loan origination software retains consumers while increasing your revenues.
Continuous Compliance and Monitoring
Continuous Compliance and Monitoring
Our ML-powered algorithm automates logging the decisioning from application to underwriting and disbursal of loans. It also guides the borrower to digitally access the platform and provides automated follow-ups for application completion. As a result, every loan decision complies with the latest regulatory frameworks, preventing complications.
Be Competitive
Be Fast
Be Productive
Don’t let outdated loan processes and legacy technology hold your business back. Accelerate growth and expand your loan portfolio with a loan origination software designed specifically for your needs.
An intelligent business lending platform with end-to-end coverage of every essential workflow and every hard-to-define process. Connecting borrowers, bankers and your business lending initiatives in one powerful digital loan origination platform.
Passed to Core & Servicing
Digital Transformation
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My bank currently uses a traditional lending process. Why do I need a loan origination software?
The traditional loan origination system and processes feel like running a race in heavy boots. You may be used to them, but they are silently slowing down growth due to multiple inefficiencies, errors, and a lack of visibility. Traditional loan decisioning is also prone to bias, which can be one of the top reasons for non-compliance with financial regulations in the US. These outdated methods are not designed to fulfil the modern small business lending standards of speed, ease of use, digital-first accessibility, security, and data-backed transparency. As a result, digital loan origination platforms have become an integral part of top banks and credit unions worldwide.
What kind of improvements can I expect with Biz2X’s loan origination software?
With Biz2X, your Bank or Credit Union will experience improvement throughout the origination process. The easy-to-use interface and omnichannel experience allow lending applications on the go, reducing abandonment rates. An embedded AI-powered suite automates multiple mundane processes, freeing up the human resources’ bandwidth to handle more complex tasks or higher application volume. Automated data-driven borrower insights reduce underwriting time while empowering smarter lending decisions, improving overall bottom line. These benefits have been experienced time and again by our global clientele, making Biz2X one of the top loan origination software in the market.
Integration and Implementation
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My bank uses separate technologies at various stages of loan origination. Why should I consider Biz2X?
Many banks face challenges even with the use of separate advanced technologies. The most critical challenge is lack of integration and compatibility, which hampers growth during crucial business periods. Siloed technologies also restrict scalability and collectively cost the business more in the long-term.
Biz2X loan origination software offers a single-stop solution providing most capabilities under one roof. Additionally, its vast and established ecosystem is built on seamless third-party integrations and federal partners like the credit bureaus. The loan origination system is also highly composable and seamlessly integrates with your existing bank small business loan software.
How quickly can Biz2X’s loan origination software be implemented for my bank or credit union?
Our go-to-market speed makes Biz2X one of the top loan origination software in the global lending industry. We typically get a base platform up and running in ~45 days, faster than most options available out there. We work closely with your internal teams to integrate existing systems and ensure minimum exigencies to further speed up the process. Our experts also provide thorough training to your Bank or Credit Union staff to help transition to Biz2X’s small bank loan software.
Configurability
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Can I customize the Biz2X platform according to my institution’s specific credit policies and branding?
Biz2X is designed to offer complete customization specific to your branding requirements, ensuring your customers associate their entire experience with your Bank or Credit Union. Our loan origination software is highly configurable to automate rule-based lending decisions according to your credit policies. We also leverage AI to provide preventive insights to underwriting teams on risky applicants and minimize default accounts.
How customizable is the Biz2X LOS for different lending institutions and loan products?
Biz2X LOS is fully configurable to match the diverse needs of banks, NBFCs, and rural lenders. Whether you’re offering personal loans, Agri-loans, or SME finance, you can tailor workflows, approval rules, onboarding flows, and user roles. Its customizable modules, like multilingual rural lending enablement and AI-powered underwriting, ensure a personalized customer experience across all loan types
Business Impact
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Can the Biz2X loan origination system help improve client retention?
Absolutely. Our loan origination system enables consistent, personalized communication throughout every stage of the loan process. From initial inquiry to form submission and approval, we improve client retention at every step. A smooth and responsive borrower experience lowers friction and abandonment rates. This thoughtful engagement strategy has not only improved conversion rates but also strengthened long-term loyalty, helping our partners retain clients better.
How does Biz2X help my institution scale and offer new loan products in the future?
Biz2X loan origination software is equipped to facilitate multiple loan products. This helps banks manage multiple loan offerings on a unified dashboard and enhance stakeholders’ visibility in overall operations. The AI features of Biz2X also include smart cross-selling and risk-based pricing suggestions, which redirect rejected applicants to other loan products that may benefit both the borrower and your bank.
Regulatory
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How does Biz2X ensure compliance with U.S. regulatory requirements during the loan origination process?
Compliance is a top priority at Biz2X, and our loan origination system enables it by leveraging AI-powered capabilities. The entire software is made with the digital accessibility regulations in the US, including ADA and WCAG, in mind. Every borrower’s lending journey is logged automatically, with accurate data behind the decision at each origination stage along with the final lending decision. This capability combined with on-time regulation updates ensures end-to-end compliance with the latest regulatory changes as well.
Pricing
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What are the pricing options, and is there a free trial available to test the software?
The pricing of the Biz2X bank loan origination software varies based on your requirements, scale, loan products, and other aspects. However, you can book a free customized demo based on your bank’s unique challenges and get a glimpse of your potential capabilities. To book a demo, click here.
